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Sep 7, 2025 Bill Pulte referred Federal Reserve Governor Lisa Cook for criminal investigation over mortgage-fraud allegations Tier 1 · Primary Institutions and Governance
An unusual, politically charged referral against a sitting Fed governor bypassed normal investigatory channels and appeared aimed at removing an independent official.
Primary sourceA record that carries the claim alone
Independently corroborated by6 independent news desks
Supporting reportingSurfacings — do not carry alone
Supporting reports
- Bill Pulte refers Federal Reserve Governor Lisa Cook for criminal investigation into alleged mortgage fraud — William Pulte, director of the Federal Housing Finance Agency and a Trump appointee, referred Federal Reserve Governor Lisa Cook to the Department of Justice for alleged mortgage fraud, claiming she misrepresented her homes as primary residences to secure favorable rates. The DOJ opened a criminal investigation and issued subpoenas. Cook denies wrongdoing, calling discrepancies a clerical error. Former officials and experts called Pulte's direct involvement "bizarre," as criminal referrals typically originate from the FHFA's inspector general office, not the agency director.
- Housing Finance Agency director targeted Democrat with mortgage fraud allegations — Federal Housing Finance Agency Director Bill Pulte, who has been targeting Democrats with flimsy mortgage fraud allegations, posted that Federal Reserve Board member Dr. Lisa Cook obtained bank loans with "lower than allowed" interest rates while serving on the Federal Reserve Bank of Chicago's academic advisory council. Economist Justin Wolfers responded that Pulte's claim was dishonest: Cook was asked to give macroeconomic advice to an academic advisory council, not to set interest rates, and the Chicago Fed does not set rates.
- Trump administration officials accused Federal Reserve Governor Lisa Cook of mortgage fraud based on documents later shown to be inaccurate — President Trump sought to remove Federal Reserve Governor Lisa Cook by alleging she committed mortgage fraud by claiming two homes as primary residences to obtain lower interest rates. Reuters reported that documents show Cook actually designated the Georgia property as a "vacation home" to her lender, and standardized forms were overridden by her personal application specifying it as a second home. Cook never claimed a primary residence tax exemption for the Georgia property and referred to it officially as a "2nd home." The allegations appear to be false.
Verified: Tier 1 primary record
Week 34 – 2025-09-06–2025-09-12
wk34_IG_018